The topmost Popular AI programs currently being used online, and recommended by (A.I.s) Monica, Gemini & ChatGPT:

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1. ChatGPT - https://chatgpt.com/

Developed by OpenAI, this conversational AI is widely used for customer support, content generation, and personal assistance.

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2. Gemini - https://gemini.google.com/

Google's AI chatbot that leverages Google's extensive data for informative responses, assisting in various queries.

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3. DALL-E - https://www.dall-efree.com/

Also from OpenAI, DALL-E generates images from textual descriptions, popular for creative and marketing purposes.

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4. Midjourney - https://www.midjourney.com/

An AI program focused on generating high-quality images based on user prompts, often used in artistic and design fields.

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5. Jasper - https://www.jasper.ai/

A writing assistant that uses AI to help create content for blogs, marketing, and social media.

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6. Copy.ai - https://www.copy.ai/

This tool assists users in generating marketing copy, blog posts, and social media content quickly.

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7. Canva's Magic Write - https://www.canva.com/magic-write/

An AI writing feature in Canva that helps users create text for presentations, social media, and more.

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8. Grammarly - https://app.grammarly.com/

While primarily known for grammar checking, it uses AI to provide suggestions for style, tone, and clarity in writing.

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9. Replika - https://replika.com/

An AI companion chatbot designed for conversation, emotional support, and companionship.

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10. DeepL Translator - https://www.deepl.com/en/translator

An AI-powered translation tool known for its accuracy and natural-sounding translations across multiple languages.

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11. Monica - https://monica.im/home

Monica is a helpful AI assistant based on the GPT-4 architecture. The primary function is to assist users by providing information, answering questions, and helping with various tasks using natural language processing.

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12. TensorFlow (Google) - https://www.tensorflow.org/

Type: Machine Learning Framework

Use case: Deep learning, neural networks, research, AI development

Overview: TensorFlow is an open-source machine learning library developed by Google. It’s widely used for training and deploying machine learning models and is one of the most popular frameworks for AI research and production.

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13. IBM Watson - https://www.ibm.com/watsonx

Type: AI Platform

Use case: Healthcare, business analytics, NLP, machine learning

Overview: IBM Watson is a suite of AI tools and services used for natural language processing, data analysis, and machine learning, with applications in healthcare, finance, and customer service.

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14. Microsoft Azure AI - https://azure.microsoft.com/en-us/solutions/ai

Type: Cloud AI Platform

Use case: Cloud computing, machine learning, data analysis

Overview: Azure AI is Microsoft's cloud-based AI platform that offers a variety of tools, including pre-built AI models for vision, language, and decision-making, as well as tools for training custom AI models.

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15. Stable Diffusion

Type: Image Generation

Use case: Art creation, design, entertainment

Overview: Stable Diffusion is an open-source text-to-image AI model that allows users to create highly detailed images from text prompts. It has become a go-to tool for artists and creators who want to generate AI-generated artwork.

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16. AutoML (Google Cloud)

Type: Automated Machine Learning

Use case: Simplified AI development for non-experts, model optimization

Overview: Google Cloud's AutoML allows developers to build custom machine learning models without requiring deep expertise in AI. It automates the training and optimization process, making it easier for businesses to implement AI solutions.

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17. Microsoft Copilot

Microsoft Copilot (formerly Bing Chat): Integrated into Microsoft products like Windows and the Edge browser, Copilot offers AI assistance for tasks such as generating text, answering questions, creating images, and summarizing content.​

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18. Perplexity

Perplexity AI: This conversational search engine uses AI to answer user queries with cited sources, making it a popular tool for research and information gathering.

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19. Claude​

Claude: Developed by Anthropic, Claude is an AI assistant focused on being helpful, honest, and harmless. It's capable of complex tasks like writing code, translating languages, and analyzing images.

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20. Poe

Poe: Developed by Quora, Poe is an app that aggregates various AI chatbots, allowing users to access different models and even create custom bots.

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21. ElevenLabs

ElevenLabs: This speech synthesis company offers AI-powered text-to-speech, voice cloning, and other audio generation features supporting multiple languages and voices.

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22. CapCut

CapCut: Owned by ByteDance (TikTok), CapCut is an AI-powered video editing platform popular for its user-friendly interface, templates, and AI features like background removal and auto-captions.

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These programs are widely recognized for their capabilities and applications across various fields, including content creation, customer service, and creative arts.

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It's important to note that popularity can be measured in different ways (e.g., active users, downloads, search interest), so rankings may vary depending on the criteria used. Additionally, new AI programs and tools are constantly emerging, so this list represents a snapshot of the current landscape as of 2025.